ABOUT US
OUR STORY
Creating pleasant long term financial views for our clients by navigating their portfolios through all economic conditions
Vista Wealth Management is an independent, unbiased – and arguably most importantly – bespoke financial advice and stockbroking firm.
Our services summarised below:
- Foreign currency bank accounts, hedging and conversions for businesses and individuals
- Cash management through call, fixed, notice and other deposit products at best interest rates – ZAR and USD
- Retirement saving solutions for both individuals (RAs) and businesses (Group RAs and Umbrella funds)
- Post retirement investment vehicles – life and living annuities
- Tax efficient saving vehicles like endowments and tax free saving accounts
- Guaranteed investment structures – local and offshore
- Offshore investing in shares, ETFs and unit trust portfolios
- Stockbroking, CFD, JSE derivative and share based loans – local and offshore
- Life insurance, income protection, disability cover, impairment cover, dreaded disease cover and funeral plans
- Business insurance like keyman, contingent liabilities, buy and sell agreement
Our wealth management services are provided through some of the leading providers in SA (Allan Gray, Glacier, Liberty, Momentum, Ninety One, PPS and Sanlam).
Our stockbroking services are provided through Investec.
Magnus de Wet
Managing director
Magnus’ formal qualifications include a B Comm and B Comm Honours from Rand Afrikaans University (RAU). He has an MBA degree from the University of Pretoria’s Business School (GIBS) and successfully completed CFA level 1. He is a qualified stockbroker and member of the South African Institute of Stockbrokers (SAIS).
In the late nineties and early two thousands he experienced the dot-com bubble first hand whilst programming and owning a customised software development business. His technology skills gave him access to the financial sector where he ultimately headed up the Johannesburg Stock Exchange’s (JSE) equity derivative market. At PSG Wealth he was head of the direct clients business, taking responsibility for all clients managing their own wealth directly on the PSG online stockbroking and LISP platforms. At the JSE and PSG, he gained over 14 years combined financial services experience.
Gwen Linden
Head of operations
Gwen is a seasoned financial services professional having spent over three decades at the centre of the South African economy, at the Johannesburg Stock Exchange (JSE). Her expertise lies in leading large-scale strategic product enhancement projects, whilst flawlessly maintaining business-as-usual operations. She has directly contributed to the evolution of the JSE’s cash equities market from an open-outcry model to an advanced, technology driven trading system. Gwen has also lead Business Continuity for the JSE.
She is meticulous, dedicated and has the unique ability to extract extraordinary value from very little input. Her high quality work bears testament to her commitment to delivering only the best whilst maintaining steadfast to her highly ethical standards.
Corneli Smit
Employee Benefit specialist
Corneli is a passionate individual who strives for excellence. With over 6 years of experience in customer care and administration, she has developed a deep understanding of client needs and a strong track record of delivering exceptional service. She is responsible for supporting Vista Wealth’s large corporate employee benefit clients (Umbrella fund and Group risk) by utilising her expertise in tracking and resolving issues.
Corneli is also enthusiastic about financial advice and is currently under supervision to become a financial advisor.
Michelle Taylor
Financial adviser and Risk specialist
Michelle prides herself in maintaining good relations with clients and is eager to assist in tailoring financial solutions to meet their needs..
Michelle joined Vista Wealth Management in June 2021 to specifically address our clients’ needs for risk products, including long and short-term insurance and health services.
Lynette de Wet
Office Manager and Bookkeeper
Lynette has 15 years’ experience in the banking and commercial property sector (combined). Having had the role of coordinator between the bank and its high net worth clients – integrity, professionalism and being well organized features strongly in her work ethic. Her experience has given her the ability effectively multitask between administration and accounting. As such Lynette serves as Vista Wealth’s Office Manager and Bookkeeper.
Lynette joined the Vista Wealth team in 2017 and has a BA Ed degree from Rand Afrikaans University (RAU).
OUR PHILOSOPHIES
Business Philosophy
- A client is at the heart of every transaction and every client is unique
- Combining technical skills with strong client relationships
- Don’t push products for commission, earn fees for financial planning, ongoing advice and wealth management
- Independent and agnostic with regards to service providers
- Under promise and over deliver
Advice Philosophy
- Fully assess goals, and objectives & constraints
- Understand risk tolerance, time horizon, and liquidity
- Independent and unbiased financial advice
- Develop and implement a tailor-made financial plan
- Review strategy regularly to ensure it remains on track
Customised Financial Planning
- Retirement planning
- Investment planning
- Education planning
- Will, Trust and Estate planning
- Life insurance
Investment Philosophy
- Diversification
- Time in the market – not timing the market
- Transparent costs
- Tax effectiveness
- Goals based
- Keep calm, don’t panic!
Investment Vehicles
- Tax free investment products
- Local and Offshore unit trusts
- Retirement Annuities
- Preservation funds
- Living/life annuities
- Endowments
POLICIES AND DISCLAIMERS
Conflict of Interest Management Policy
Click here to download the pdf.
Complaints Resolution Policy
Click here to download the pdf.
Protection of Private Information Policy
Click here to download the pdf
Protection Of Access to Information Manual
Click here to download the pdf
Website Disclaimer
Investors should note that the products and services which we offer, are regulated in terms of our authorised Financial Services Provider licence, with the FSCA.
The information published on this website is provided as a convenience to visitors and should be used for information purposes only and is subject to change without notice. None of the information contained in this website constitutes financial or other professional advice in any way and should not be interpreted as such. The information made available on this website and about our company and its services is provided by Vista Wealth Management (Pty) Ltd.
Vista Wealth Management (Pty) disclaims responsibility and legal liability (for both authorised and unauthorised users) for any loss, harm, or damage, however caused, resulting from accessing any section of this website. By agreeing to enter this website, both authorised and unauthorised users waive their right to later pursue any form of legal action in any jurisdiction for any loss, harm, or damage, however caused, resulting from accessing this website.
Use of hyperlinks to or from other internet sites or resources are the user’s own risk. The content, accuracy, opinion expressed, and other external links provided at these sites are not investigated, verified, modified, or endorsed by Vista Wealth Management (Pty) Ltd. Vista Wealth Management (Pty) Ltd disclaim any responsibility for the accuracy, contents, availability, or inclusion or omission of information found on sites that link to or from this website. Users are solely responsible for making all enquiries and investigation before proceeding with any online or offline access or transaction with any of these third parties. Vista Wealth Management (Pty) Ltd emphasises that all activities conducted by users at or via this website are at their own risk. Vista Wealth does not warrant the security of any information users may forward, or be requested to provide, to any third parties. Users are deemed to have irrevocably waived any claims against Vista Wealth Management (Pty) Ltd for any loss or damage suffered because of any access to or interaction with any other websites via this website.
Whilst all due care and diligence is used and all reasonable efforts to ensure that the information contained on this website is current and accurate at the date of publication, no warranties are made, either expressed or implied, as to reliability, accuracy, or completeness of the information. We accept no liability for any loss arising directly or indirectly from the use of or action taken in reliance on such information. These documents should not be copied, reproduced, or redistributed, in whole or in part.
FAIS Disclaimer
Vista Wealth Management (Pty) Ltd:
• is an authorised financial services provider (FSP) in terms of the Financial Advisory and Intermediary Services Act (Act No. 37 of 2002). We are a Category 1 FSP allowed to provide our clients with certain financial product advise and financial services. Our allowable FSP and Representative financial products may be verified on the Financial Sector Conduct Authority’s website (www.fsca.co.za).
• does not own more than 10% of issued shares directly or indirectly in any Financial Services product supplier.
• is not an associated company of any product supplier.
• earns commission from product suppliers whose products/services are purchased/invested by our clients.
• does not earn more than 30% of total commissions from any one product provider.
• holds intermediary contracts with various product suppliers. Click here for a list of the product suppliers on our company website
• provides appropriate financial advice to clients based on their objectives and needs.
Advice will be considered relevant for at least a period of 12 months after purchase/investment, provided that the client’s current financial situation remains unchanged.
Investors should take cognisance of the fact that there are risks involved in buying or selling any financial product.
Past performance of a financial product is not necessarily indicative of future performance.
The value of financial products can increase as well as decrease over time, depending on the value of the underlying securities and market conditions.
Illustrations, forecasts, or hypothetical data are not guaranteed and are provided for illustrative purposes only.
E-mail Disclaimer
Breach of confidentiality
This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you have received this email in error, please notify Vista Wealth Management (Pty) Ltd. This message contains confidential information and is intended only for the individual named. If you are not the named addressee, you should not disseminate, distribute, or copy this e-mail. Please notify the sender immediately by e-mail (info@vistawealth.co.za) if you have received this e-mail by mistake and delete this e-mail from your system. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this email is strictly prohibited.
Liability for the unintentional transmission of computer viruses
WARNING: Computer viruses can be transmitted via email. The recipient should check this email and any attachments for the presence of viruses. Vista Wealth Management (Pty) Ltd accepts no liability for any damage caused by any virus transmitted by this email. E-mail transmission cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses. The sender therefore does not accept liability for any errors or omissions in the contents of this message, which arise because of e-mail transmission.
Unintentionally entering contracts
No employee or agent is authorized to conclude any binding agreement on behalf of Vista Wealth Management (Pty) Ltd with another party by email without express written confirmation by a director or designated authority.
Negligent misstatement
Vista Wealth Management (Pty) Ltd accepts no liability for the content of this email, or for the consequences of any actions taken based on the information provided, unless that information is subsequently confirmed in writing.
Employer’s liability
Any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the company. Vista Wealth Management (Pty) Ltd employees are expressly required not to make defamatory statements and not to infringe or authorize any infringement of copyright or any other legal right by email communications. Any such communication is contrary to company policy and outside the scope of the employment of the individual concerned. Vista Wealth Management (Pty) Ltd will not accept any liability in respect of such communication, and the employee responsible will be personally liable for any damages or other liability arising therefrom.
AUTHORISED FSP
The Financial Advisory and Intermediary Services (FAIS) Act (37 of 2002) aims to protect the investors and to professionalise the financial services industry. FAIS regulates the activities of all Financial services providers (FSP) who give advice or provide intermediary services to consumers of certain financial products. The FAIS Act requires that FSPs be licensed and creates a professional code of conduct with specific enforcement measures. All FSPs must ensure that they comply with the legislation, and with certain specific fit and proper requirements as stipulated in the act.
This is only as a brief extract of the FAIS Act. Click here to download the full act.
Vista Wealth Management is an authorised financial services provider, FSP 51102
